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Loaney: Personal Debt & Loan Tracker

Debt & Loan Tracker Jetpack Compose Financial Ledger 100% On-Device & Private

A comprehensive, privacy-first personal debt and loan tracking ledger built with Android Jetpack Compose and local Room SQLite storage. Track money and physical assets lent or borrowed, manage digital cards and MFS QR codes, set calendar deadlines, and log partial installments—completely offline.

Core Financial Management Features

360° Financial Dashboard

Real-time net balance calculations summarizing total receivables (money lent), payables (money borrowed), upcoming deadlines, and net worth at a single glance.

Privacy Eye Toggle

Instantly mask sensitive financial numbers and account balances in public with a single tap, preventing shoulder-surfing.

Digital Wallet & MFS QR Storage

Store Bank Account numbers, credit/debit cards, and Mobile Financial Service (MFS) QR codes securely on-device with quick-copy clipboard buttons.

Interactive Repayment Calendar

View upcoming loan due dates and scheduled installments on an interactive calendar matrix, ensuring you never miss promised return commitments.

Installment Logs & Image Proof

Record partial payments with date timestamps, notes, and local receipt/screenshot image attachments to maintain indisputable transaction history.

100% Local Room SQLite Database

Financial records never leave your phone. Data is stored entirely in an encrypted on-device database with optional local export/import backups.

Technical Specifications & Details

Developer Silverbyte Studio (SBS Apps)
Tech Stack Android Jetpack Compose, Room SQLite, Material 3, Kotlin Coroutines
Data Privacy Model 100% On-Device Local SQLite Storage (Zero Cloud Sync)
Network Requirement 100% Offline (Zero internet required)